Total TPE earned at the point of the position switch being purchased is 411. 411*.05 is 20.55 which rounds to a secondary bank of 20. Add the 12 from the claims after the swap, and you have 403 available to spend. Your build comes out to 403, so with Russ' blessing, I'm dropping Agility to 73 and adding 3 back to the bank. That leaves you with the following totals:
Applied: 400
Secondary bank: 20 (available in S35)
Bank: 3
Total: 423
Applied: 400
Secondary bank: 20 (available in S35)
Bank: 3
Total: 423